ELECTRONIC AND COMPUTER CRIME INSURANCE (ECC)

Computer fraud is considered one of the greatest risks to financial institutions in the era of technological development. A business`s ability to operate and make a profit can be severely affected by systems failures, viruses and loss of data.
Ardi Group designed Computer Crime policy, based on our international partners experience, to meet the needs of financial institutions in an increasingly more complex technological environment as vital element in any institution`s risk management program.

Insurance covers:
 Electronic Data, Electronic Media, Electronic Instruction - Loss due to fraudulent modification of electronic data or software programs within computer systems. Robbery, burglary, larceny or theft of electronic datato software programs
 Computer Systems - Loss due to the acts of a hacker causing damage or destruction to electronic data or software programs. Damage or destruction of electronic data or software programs due to computer virus
 Electronic Communication - Loss due to the transfer of funds as a result of unauthorized and fraudulent electronic communications from customers, custodians or financial institutions.
 Extortion - Loss bya third party who has gained unauthorized access into the insured`s computer systems threatening to cause the transfer of funds, disclosure of confidential security codes to third parties, or damage to electronic data or software programs.

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